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0 votes
1 answers
2.3k views

Mortgage financing: Do banks really care if your driveway is paved?

Topic: Personal Finance ,    Subtopic: Mortgages

I'm looking to take out a mortgage on my house and I've heard that paving my driveway will increase the value of my house. Should I do this before so I can take out a larger mortgage or will it not dramatically make a difference? It's a pretty substantial financial decision so any and all advice wou...

asked: UTC 2020-07-24 03:49 PM
image myee4 (90)
2 votes
2 answers
3.8k views

When does re-financing a mortgage make sense?

Topic: Personal Finance ,    Subtopic: Mortgages Tags: mortgage refinance

I have a 3.99% mortgage, and have been in the house just more than 2 years. We expect to be here at least another 3 years, maybe longer?  Given that we might be moving in the not-to-distant future, does it make sense to refinance?  I understand rates are really good right now.  Is the...

asked: UTC 2020-07-25 02:51 PM
image Chris_Martin (1834)
0 votes
0 answers
1.6k views

Whats the best way to save for a house?

Topic: Personal Finance ,    Subtopic: Mortgages

My wife and I want to save for our next house. We don't have a bunch of extra money each month to put into savings though. What can we do to help get ourselves ready for our next home?...

asked: UTC 2020-10-18 11:43 PM
0 votes
0 answers
2.0k views

How do I up my lead generation for home mortgage shoppers?

Topic: Personal Finance ,    Subtopic: Mortgages Tags: marketing nmls

I recently went out on my own to work solo on my mortgage business. Are there others out there who have tread before me and might have some ideas for advertising and creating some lead generation?...

asked: UTC 2020-12-07 08:43 PM
image m_godfrey (38)
0 votes
2 answers
1.9k views

Refinancing : How do you know when it makes good financial sense?

Topic: Personal Finance ,    Subtopic: Mortgages

I checked the interest rates yesterday, and it looks like the going rate is about 0.75% less than what I'm currently paying. How can I calculate if it's worth refinancing? Paying closing costs again sounds expensive, and if it's going to take years to recoup the difference, it might not make sense t...

asked: UTC 2021-01-08 03:15 PM
image SarahCzar (656)
0 votes
0 answers
1.5k views

I locked in my mortgage refinance rate months ago, but my loan officer hasn't completed the process. It's about to expire and I haven't gotten anything out of it except a hard inquiry on my credit report. What can I do?

Topic: Personal Finance ,    Subtopic: Mortgages

It's been almost 90 days since I contacted my loan officer, signed a stack of paperwork to refinance my mortgage, and endured a hard inquiry on my credit report. We "locked in" a great rate, but it's been so long that the rates are back where they were before the refi process. The officer did say th...

asked: UTC 2021-03-05 04:57 PM
image bbreznik (50)