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0 answers
2.0k views

How long will a short sale stay on my credit report and what's the best way to deal with it after the fact?

Topic: Personal Finance ,    Subtopic: Personal Credit/Credit Report Tags: short sale credit report credit personal credit

I had a short sale in my past that really butchered my credit for a long time. It took about 10 years for the blow to soften and my credit score to return to the 750+ range. In the future, and for others who don't have the luxury of waiting 10 years, are there better ways to deal with this outside o...

asked: UTC 2020-08-09 12:07 AM
image peter_yeargin (1406)
0 votes
0 answers
1.7k views

What can I do with excellent credit?

Topic: Personal Finance ,    Subtopic: Personal Credit/Credit Report

After years of careful money management, I have near-perfect credit. I'm fortunate enough to enjoy the lowest available interest rates on my cards and loans (at the time of signing) but is that everything? Are there other perks that I'm not taking advantage of? I don't need to make a major purchase ...

asked: UTC 2021-01-10 02:26 PM
image SarahCzar (656)
0 votes
1 answers
1.3k views

What are some good tips to increase a credit score in the 720-740?

Topic: Personal Finance ,    Subtopic: Personal Credit/Credit Report Tags: Credit score Getting good credit Tips for good credit

I have been successfully working on my credit for the past couple of years but seem to have hit a wall. I've been stuck between 720 and 740 and am wondering if there are new strategies I should be employing to move my score up further or if its just a matter of patience at this point....

asked: UTC 2021-07-09 05:14 PM
image Amir (180)
0 votes
0 answers
1.1k views

A friend owes a large amount of money to another friend and cannot repay it

Topic: Personal Finance ,    Subtopic: Personal Credit/Credit Report Tags: IOU Repay loan Promissory Labor

A contractor is paid $20,000.00 to do a job. He never does the job instead he pockets the money. The contractor cannot pay back the money. He has many children and has previously (prior to this exchange) declared bankruptcy. Now there appears to be an uncollectible debt. The contractor is a friend...

asked: UTC 2021-08-04 12:02 AM
image Michele (0)
0 votes
0 answers
1.1k views

A friend owes a large amount of money to another friend and cannot repay it

Topic: Personal Finance ,    Subtopic: Personal Credit/Credit Report Tags: IOU Repay loan Promissory Labor

A contractor is paid $20,000.00 to do a job. He never does the job instead he pockets the money. The contractor cannot pay back the money. He has many children and has previously (prior to this exchange) declared bankruptcy. Now there appears to be an uncollectible debt. The contractor is a friend...

asked: UTC 2021-08-04 11:11 AM
image Michele (0)
0 votes
0 answers
1.1k views

What credit companies have the best cashback rates?

Topic: Personal Finance ,    Subtopic: Personal Credit/Credit Report Tags: Credit Credit companies Cashback

What credit companies offer cards with the best cash back rates?...

asked: UTC 2021-08-09 01:47 PM
image Amir (180)